Sensible Auto Lending

Telephone: (860) 395-6684

PRIVACY POLICY
Introduction And General Terms
Sensible Auto Lending is committed to protecting you and your personal information when you are using Sensible Auto Lending services. We want our services to be safe and enjoyable environments for our audience. This Privacy Policy relates to our use of any personal information you provide to us through the Sensible Auto Lending websites.

In order to provide you with the full range of Sensible Auto Lending services, we are sometimes required to collect information about you.
This privacy policy explains the following:

what information Sensible Auto Lending may collect about you;
how Sensible Auto Lending will use information we collect about you;
when Sensible Auto Lending may use your details to contact you;
whether Sensible Auto Lending will disclose your details to anyone else;
your choices regarding the personal information you have provided to us;
the use of cookies on the Sensible Auto Lending website and how you can reject these cookies.

As set out above, Sensible Auto Lending is committed to safeguarding your personal information. Whenever you provide such information, we are legally obliged to use your information in line with all laws concerning the protection of personal information, including the Data Protection Act 1998 (these laws are referred to collectively in this Privacy Policy as the "data protection laws").

The websites contains hyperlinks to websites owned and operated by third parties. These third party websites have their own privacy policies, including cookies, and we urge you to review them. They will govern the use of personal information you submit or are collected by cookies whilst visiting these websites. We do not accept any responsibility or liability for the privacy practices of such third party websites and your use of such websites is at your own risk.

What Information Will Sensible Auto Lending Collect About Me?
When you sign up to participate in or receive a service from any Sensible Auto Lending website, such as newsletters, online estimates, surveys, message boards or register with the single universal online registration system used across different parts of the Sensible Auto Lending website, we may ask for personal information about you. This can consist of information such as your name, e mail address, postal address, telephone or mobile number or any other information. Different webpages may ask for different personal information.

By entering your details in the fields requested, you enable Sensible Auto Lending and its service providers to provide you with the services you select.
Please note that sometimes on particular webpages we will require you to provide additional personal information, and sometimes sensitive personal information. When we do this we will specify further on these webpages why we are collecting your information and how we will use it.

Sensible Auto Lending also uses cookies and collects IP addresses (an IP address is a number that can uniquely identify a specific computer or other network device on the internet). We use analysis software to look at IP addresses and cookies for the purpose of enhancing your user experience. This information is not used to develop a personal profile of you and the log files are regularly purged.How Will Sensible Auto Lending Use The Information it Collects About Me?Sensible Auto Lending will use your personal information for a number of purposes including the following:

for "service administration purposes", which means that Sensible Auto Lending may contact you for reasons related to the service you have signed up for;
to contact you about a submission you have made to the websites, including any content you provide;
to personalize the way Sensible Auto Lending content is presented to you;
IP addresses are used to identify the location of users, the number of visits from different countries and also to block disruptive use; and
to analyze and improve the services offered on Sensible Auto Lending.com.

Where Sensible Auto Lending proposes using your personal information for any other uses we will ensure that we notify you first. You will also be given the opportunity to withhold or withdraw your consent for your use other than as listed above.

When Will Sensible Auto Lending Contact Me?
Sensible Auto Lending may contact you:

in relation to the functioning of any service you have signed up for in order to ensure that Sensible Auto Lending can deliver the services to you;
where you have opted to receive further correspondence;
in relation to any contribution you have made to Sensible Auto Lending.com, e.g. on the Sensible Auto Lending testimonials section;
to invite you to participate in surveys about Sensible Auto Lending services (participation is always voluntary); and
for marketing purposes where you have specifically agreed to this.

Local pages will give you detailed information about how Sensible Auto Lending will contact you in relation to specific services.

Will I Be Contacted For Marketing Purposes?
Sensible Auto Lending won't contact you for marketing purposes, or promote new services to you unless you specifically agree to be contacted for these purposes.

Will Sensible Auto Lending Share My Personal Information With Anyone Else?
We will keep your information confidential except where disclosure is required or permitted by law (for example to government bodies and law enforcement agencies). Generally, we will only use your information within Sensible Auto Lending. However, sometimes Sensible Auto Lending uses third parties to process your information. Sensible Auto Lending will require these third parties to comply strictly with its instructions and Sensible Auto Lending will require that they do not use your personal information for their own business purposes.

Offensive Or Inappropriate Content On The Sensible Auto Lending Website
If you post or send offensive, inappropriate or objectionable content anywhere on or to Sensible Auto Lending.com, or otherwise engage in any disruptive behavior on Sensible Auto Lending.com, Sensible Auto Lending may use your personal information to stop such behavior.

Where Sensible Auto Lending reasonably believes that you are or may be in breach of any of the laws of the United States, Sensible Auto Lending may use your personal information to inform relevant third parties such as your employer, school e-mail/Internet provider or law enforcement agencies about the content and your behavior.

What If I Am A User Aged 16 Or Under?
If you are aged 16 or under, please get your parent/guardian's permission beforehand whenever you provide personal information to the Sensible Auto Lending website. Users without this consent are not allowed to provide us with personal information.

How Long Will Sensible Auto Lending Keep My Personal Information?
We will hold your personal information on our systems for as long as is necessary for the relevant service, or as long as is set out in any relevant contract you hold with Sensible Auto Lending. In the case that you wish to cancel your registration as a Sensible Auto Lending member, once an account is deleted a red flag goes on the database and, while people cannot use the personal information, it stays on the system for a period of one year for administration purposes before being deleted automatically.

Where you contribute to Sensible Auto Lending.com Sensible Auto Lending will generally only keep your content for as long as is reasonably required for the purpose(s) for which it was submitted.

Sensible Auto Lending, as a publicly funded organization, also has an obligation to record snapshots of history which may include some User Generated Content i.e. content provided by users. Therefore, some content submitted to or shared with Sensible Auto Lending may be retained for prolonged periods of time or potentially indefinitely in the Sensible Auto Lending's Archive, which is true of News contributions which are published. There may also be rare instances where we will share your contribution with third parties in the interests of maintaining historical archives.

Where possible, we will endeavor to inform you upfront or let you know at a later date where we are likely to keep content indefinitely or pass it onto an approved historical archive.

What Personal Information Sensible Auto Lending Holds About Me?
Under the Data Protection Act you have the right to request a copy of the personal information Sensible Auto Lending holds about you and to have any inaccuracies corrected. (We charge $20 for information requests and will require you to prove your identity with 2 pieces of approved photographic identification.) We will use reasonable efforts to supply, correct or delete personal information about you on our files.

Please address requests and questions about this or any other question about this Privacy Policy to our Privacy Officer.

Changes To The Sensible Auto Lending Privacy Policy
This privacy policy may be updated from time to time so you may wish to check it each time you submit personal information to any Sensible Auto Lending.com website. The date of the most recent revisions will appear on this page.

Cookies Policy - Information Sensible Auto Lending Collects From You
Information supplied by cookies can help us to analyze the profile of our visitors and help us to provide you with a better user experience. For example: if on a previous visit you went to our education pages, we might find this out from your cookie and highlight educational information on your second and subsequent visits.

Sensible Auto Lending also use a number of independent measurement and research companies. They gather information regarding the visitors to Sensible Auto Lending sites on our behalf using cookies, log file data and code which is embedded on our website. Sensible Auto Lending uses this type of information to help improve the services it provides to its users. Sensible Auto Lending strictly require that this information is not to use any information for their own business or other purposes. Certain other areas of Sensible Auto Lending.com may use cookies for a specific reason. If this is the case, the local terms for that area of the website will make this clear and you should refer to those local terms for additional information.

Contacting Sensible Auto Lending About This Privacy Policy
If you have any questions or comments about this Privacy Policy please contact our Privacy Officer.

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